Your real ROCA pricing

LIVE RATES · NO COMMITMENT · PRE-APPROVAL IN 30 MIN

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You selected: Conventional 30-yr Fixed

Most common · 3%+ down · Cancellable PMI

ESTIMATED RATE
5.875% Conventional 30-yr Fixed

Estimated APR 6.03% · Estimate only — final rate determined at application

Estimated monthly payment

$4,846

Principal & interest$4,193
Property tax$675
Homeowners insurance$112
PMI$188

This is an estimated payment only. Your final quote will be provided once you apply.

Estimate only. Rates last updated: May 12, 2026 (re-price). Today's rates — FHA: 5.625% · Conventional: 6.125% · VA: 5.750%. This calculator provides estimated payments based on current market conditions, your inputs, and ROCA's typical pricing. Your actual rate, APR, and monthly payment will be determined after a full application and locked in your personalized Loan Estimate. Estimates do not include Mello-Roos, HOA, parcel taxes, FHA upfront MIP, or VA funding fees where applicable. This is not a commitment to lend.

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